Loan Invoice Template

Create professional loan invoices for installment billing with clear loan references and payment periods. This loan invoice template supports scheduled payments, optional interest charges, servicing fees, and administrative fees—ideal for documenting repayments and ensuring payments are posted correctly. Download instantly in PDF, Word, or Excel format.

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Invoice Details

Tax, Discount & Shipping

Payment Methods

Bill to

Subtotal$500.00
Total (USD)$500.00

What to Include on a Loan Invoice

Loan invoices should clearly identify the loan and the repayment period.

Loan details
  • Loan/account reference
  • Payment period
  • Payment schedule (optional)
  • Borrower name (optional)
Common loan line items
  • Loan payment (installment)
  • Interest charge (if applicable)
  • Loan servicing fee
  • Late payment fee (if applicable)
  • Administration/documentation fees
Totals
  • Total due
  • Payment instructions and reference notes

Installment Payments and Clear Repayment Records

Installment billing works best when each invoice is easy to reconcile.

Best practices
  • Use a consistent payment period (monthly/weekly)
  • Include the loan/account reference prominently
  • Separate installment amount and any interest/fees
Clear invoices reduce posting errors and make repayment records easier for both parties.

Interest, Servicing Fees, and Administrative Charges

Some loan invoices include additional charges.

Common add-ons
  • Interest amounts for the period
  • Loan servicing fees
  • Documentation or administrative fees
  • Late fees when payments are past due
Itemizing these charges helps borrowers understand what they are paying beyond the principal installment.

Using Payment References to Avoid Misapplied Payments

Loan payments often rely on reference numbers.

Best practices
  • Require the loan/account reference with every payment
  • Use the payment period to reduce confusion
  • Provide a standard memo format if clients pay by bank transfer
These steps help ensure accurate posting and reduce customer support issues.

Frequently Asked Questions