ACH Invoice Template

Create professional ACH invoices for clients who pay by bank transfer with clear remittance references and payment notes. This ACH invoice template supports payment reference fields, optional remittance contact info, and flexible service line items—ideal for B2B billing where ACH is the standard payment method. Download instantly in PDF, Word, or Excel format.

Instant PDF Export
No Signup Required
Industry Standard

From

Branding & Authorization

Services

$500.00
$0.00
$0.00
$0.00
$0.00
$0.00

Invoice Details

Tax, Discount & Shipping

Payment Methods

Bill to

Subtotal$500.00
Total (USD)$500.00

What to Include on an ACH Invoice

ACH invoices are standard invoices with extra clarity around payment references and remittance details.

Payment details
  • Payment reference (what to put in the memo)
  • Remittance email (optional)
  • Bank name (optional)
  • Account last 4 (optional)
Common line items
  • Services provided
  • Project work
  • Monthly service fees
  • Support/maintenance
  • Implementation/setup
  • Reporting/admin
Totals
  • Subtotal, tax (if applicable), total due
  • Payment terms and ACH payment instructions

Why Payment References Matter for ACH

ACH transfers often arrive with limited context.

Best practices
  • Always provide a payment reference on the invoice
  • Ask the client to include it in the transfer memo
  • Use a remittance email for payment confirmations
Clear references reduce misapplied payments and help accounting teams reconcile faster.

ACH Remittance Advice and Accounting Workflows

Many companies require remittance advice when paying by ACH.

Helpful additions
  • A remittance email address
  • A required memo/reference format
  • PO number fields (if needed for the client)
Making remittance simple improves payment speed and reduces follow-up questions.

Sharing ACH Details Securely

Invoices should avoid exposing sensitive bank details publicly.

Best practices
  • Share full routing/account details through secure channels
  • Use the invoice for references and instructions
  • Provide vendor forms when requested
This keeps billing professional while reducing security risk.

Frequently Asked Questions